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Frequently Asked Questions
It depends on the field and destination. For CS and Data Science graduates heading to the US or Canada, the break-even is typically 2–3 years after graduation — a very strong ROI. For humanities or arts degrees, it can take 6–10 years. Use this calculator to see your specific scenario.
A one-year Masters in a high-demand field (CS, Data Science, Finance) in the UK or Germany typically costs $20,000–35,000 total and can yield a salary 2–3x higher than staying home. The ROI is generally positive within 3–5 years, especially with any scholarship support.
Our calculator considers total program cost (tuition × duration + living costs − scholarships + visa/travel buffer), then compares expected post-graduation salary in the destination country against what you'd earn at home. The break-even point is when cumulative salary differential covers your investment.
For pure financial ROI: Germany and France have the lowest costs (near-zero tuition). The US and Canada offer the highest salaries for STEM fields. Canada has strong immigration pathways that add long-term value. The best answer varies by field — use the calculator above to compare.
For high-demand fields like Computer Science, Data Science, and Engineering in the US or Canada, break-even typically occurs within 2–4 years of graduation. For MBA programs, it's usually 3–5 years. Arts and humanities degrees can take 7–12 years depending on destination.
Top-tier MBAs in the US ($100K–200K total cost) can yield starting salaries of $110K–150K, with a break-even of 2–3 years. European MBAs (UK, France, Netherlands) at $40K–80K total cost offer faster break-even, often under 2 years. The key factor is post-MBA salary versus your pre-MBA earnings.
Yes — dramatically. A $10,000/year scholarship on a 2-year program reduces your total investment by $20,000, which can shift your break-even timeline by 12–18 months. Even partial scholarships of $3,000–5,000/year meaningfully improve your ROI. Always apply for every scholarship available.
PhDs are often fully funded (stipend + tuition waiver), which dramatically changes the ROI calculation. A funded PhD in the US or Germany has near-zero direct cost and leads to research or industry roles paying $90K–130K. The real cost is the opportunity cost of 4–5 years of salary — factor that in if comparing to a Masters route.